Repeal THEN adjust by market forces, NOT REPLACE~!

ACA, aka ObamaCare is one of the worst pieces of legislation EVER passed into law.  It shouldn't be replaced.....it SHOULD be repealed in its entirety and allow the free markets, now that the publicity provided to the insurance industry has been digested, to provide the products and services that the market asks for at a price they are willing to pay.  It is bad legislation!

It is a bad legislation because it does MULTIPLE bad things:

1. It has mandates that require policies to include things that some people will NEVER NEED. A single man does NOT need birth control pills or mammograms….EVER! And NO women need prostate exams….EVER!
2. It allows people to pay a small penalty to the government (regardless of whether you say it is a tax or not) UNTIL they need insurance, THEN buy it. This becomes an actuarial nightmare. I would like to be able to buy car insurance or home owners insurance AFTER I need them!
3. It did NOT strengthen MediCare. In fact, the additional “free” items that the law mandates, like an annual wellness visit and elimination of the drug “donut hole” in Part D have actually weakened Medicare financially. The latest projections are that Medicare Part D spending will more than double between 2016 and 2025. When Medicare's trustees reported on the status of the federal healthcare program in 2015, they projected that the Medicare Part A hospital insurance trust fund would run out of money in 2030. Now the trustees estimate that the trust fund will be depleted in 2028 -- two years earlier than previously expected.
4. Most importantly is the slight of hand that the left has used to sell this canard! They have tried to make healthcare a RIGHT! IT IS NOT!! This is only about an attempt to create a single payer system in the US so the government controls a LARGE part (as much as 1/6th) of then economy. It started with a law they KNEW would eventually implode because it is financially unsustainable. It is obvious because they actually made plans to pay insurance companies for their losses in the first years. They KNEW that premiums HAD to go up and would go up substantially, regardless of their statements (remember save $2500/year?) and that choices would go down (remember keep your plan and keep your doctor?). They KNEW that the next step, after the “evil” insurance companies became the target, would be to say “OK, this has become too expensive! We need to take control!” They put the health insurance companies OUT OF BUSINESS and EVERYONE goes on Medicare, essentially.

Of course, they didn’t plan on Republicans taking control of the White House, Senate, and House. So unless we can repeal it and return to free market competition, the left will do what they always do….wait until they can pick it back up. Make no mistake, that is the price of NOT repealing the entire legislation.